GET PAID.
ANY NICHE.

A merchant account for the niches the banks blacklist, built to actually hold. Live in 48 hours, funds that never freeze, a checkout that stays yours.

One-tap checkout, accepted
Apple Pay Google Pay Visa Mastercard American Express
24–48h
Time to live
99%+
Approval rate
40+
Niches accepted
24/7
Monitoring
The forbidden aisle

They ban it.
We bank it.

The verticals mainstream processors kill on sight. One merchant account takes all of them.

ACCEPTED
Peptides
& research
Vials, kits, blends, the whole lab.
Gambling
Dice
Replica
Bags, watches, kicks.
Handbag
ACCEPTED
IPTV
& streaming
Netflix beIN Sports DAZN Canal+ Max Apple TV
Adult
High heel
Crypto
BitcoinEthereumTether
40+ verticals, all accepted, all the time
Nutra CBD & Hemp SARMs Steroids Kratom Nootropics Research Chems Vape & E-cig Tobacco Nicotine Pouches Pharma ED Pills Weight Loss Supplements Nutra CBD & Hemp SARMs Steroids Kratom Nootropics Research Chems Vape & E-cig Tobacco Nicotine Pouches Pharma ED Pills Weight Loss Supplements
Forex Binary Options Prop Firms Dating Cams Escorts Sports Betting Poker Sweepstakes Lottery Ticketing Digital Goods Software Keys VPN Forex Binary Options Prop Firms Dating Cams Escorts Sports Betting Poker Sweepstakes Lottery Ticketing Digital Goods Software Keys VPN
Acceptance

Approved where
others decline.

Mainstream processors wave through maybe a third of your volume, then cut you off. We route every transaction to the acquirer most likely to say yes, and retry the ones that don't.

No rolling reserve
€0held back

High-risk PSPs freeze 5–10% of your revenue for months to cover their risk. BYPADS holds nothing. Every euro is yours the day it lands.

99%+avg approval
your niche
99%
Typical high-risk PSP68%
Stripe / PayPal · your niche31%
Checkout

Pay in one tap.

Every way to pay, embedded right in your own checkout: Apple Pay, Google Pay and the classic card form. Buyers pay the way they already do, so far more of them convert.

Checkout completion+38% conversion
Card-only form61%
BYPADS · one-tap wallets99%

Same store, one-tap wallets vs a hosted card form.

EmbeddedNo redirect
WalletsApple & Google Pay
Higher authFewer declines
Integrate

Three ways to plug in.

Hosted Checkout
A ready-made payment page. Drop a link, start selling today. Nothing to build.
Apple Pay, Google Pay, cards
Live in minutes
Zero PCI scope
Embedded Fields
Card fields inside your own checkout. Customers pay without ever leaving your brand.
Fully white-label
3-D Secure built in
Your domain, your look
Processing API
Full REST API and webhooks. Build exactly the flow you want on our rails.
REST + webhooks
Tokenized vault
Sandbox in minutes
How it works

From declined to deposited.

01

Apply

Your niche and monthly volume. Two minutes, no paperwork marathon.

02

We onboard

Live merchant account in 24–48h, wired into your existing checkout.

03

You get paid

Customers pay on your site. Funds settle. Payouts land on schedule.

Pricing

The more you process,
the less you pay.

Just a rate on what you process, and it only drops as you scale.

€0 setup·No monthly fee·No rolling reserve
€0 – €30Kmonthly volume15%
€30K – €60Kmonthly volume12%
BEST RATE€60K+monthly volume10%

Your rate is set by your monthly volume, nothing else. Above €60K, we tailor terms to your numbers.

24–48h approval Multi-currency Weekly payouts Chargeback shield 3-D Secure Your own checkout
FAQ

Straight answers.

Yes. Your store stays exactly as it is. We wire our rails into your existing checkout. Customers never leave your brand.
Approval in 24–48h, live shortly after. You apply today, you're banking revenue this week.
Mitigation and monitoring come built in. We keep your ratios in the safe zone so the account stays open. That's the whole game.
Multi-currency in, scheduled payouts out. Crypto or wire, your call. Weekly by default, faster on volume.
Then this page is for you. Instead of nursing a Stripe that can freeze the day it flags your niche, we set you up with a merchant account built to accept it directly. The rails are yours, they don't get pulled, and the money lands.
Total. We sell the outcome, not the method. How it's built stays between us.

Ready to get paid?

Stop getting declined. Start banking your revenue.

APPLY NOW